Dealing with an Expert Mortgage Brokers are professionals whose primary expertise is locating funding for mortgage financing. All industry members must first complete pre-licensing education and then maintain yearly ongoing professional development to ensure they have up-to-date knowledge of the industry. Mortgage Brokers create consumer confidence and trust in the industry through licensing requirements, effective investigation of complaints and follow-up through any disciplinary proceedings. Mortgage Brokers act as transaction facilitator between you and the lender, offer products from multiple lenders and most importantly are not employed by a specific lender. Improve Time Management A Mortgage Broker works on your behalf to ensure you get the right mortgage from the right Financial Institution. While working with over 40 Lenders , we eliminate the need for shopping for the lowest rate. Get qualified and know exactly how much you can offer on any home. Purchase, Refinance, Renew or Switch on your terms, qualify for quick close discounts and even pick all your pre-payment privileges, paying for only the ones you want. Save Money Mortgage rates are not one size fits all. By “tendering” your mortgage to various lenders (including banks), you will receive the lowest rates. Your negotiated discounts average at more then 1.5% lower than the banks own posted rates, and at no charge to you. One-Stop Service Your application will be processed immediately with typically the use of only one credit bureau. Your approval will include terms, conditions and options designed for you, chosen by you for your family. Additionally, at your request I can provide you with appraisers, home inspectors, solicitors, insurance agents and realtors. Expert Advice There are several factors that affect what rate you will be able to get from the lender. The type of lending company you use, your credit rating, the length of the mortgage, job stability, fixed or variable rate. We have the mortgage that’s right for you. You will receive personal service from Kelly Porter, an Accredited Mortgage Professional with 14 years experience.